At 43, I occasionally struggle to keep up with the swift changes in technology and although I am a self-proclaimed technophobe; I also embrace change with an ugly uncomfortable hug. I don’t want to get left behind or not understand the next new thing…
(Which means I am losing chunks of my day to Clubhouse at the moment.)
Back to the point…
My “older” neighbours, and family friends are often bewildered by the advances in technology, particularly around financial services. I need to teach my older family members how to use (and trust) online banking, so they can finally burn their cheque book!
In the last week, my friend, who is in her 70’s and shielding, has been called by “her bank” asking for her sort-code and account number to prove her identity. She is also frequently hanging up on some nimwits who claim to be working under Boris’s government and want her NI number.
My friend is switched on, savvy and no fool – but even she admits that at time the calls are so sophisticated that she isn’t sure if they are a scam or real.
It scares her – and frustrates the hell out of me.
The last 12 months have exacerbated the situation, people confined to their home, asking strangers to do their shopping. Financial crime isn’t always big sums of money, but the odd fiver here and there, the keeping the change and not giving receipts.
However, for those of you reading this and nodding your head.
There is a new solution, called GuardianCard. Aimed at providing financial help for carers and your loved ones.
If you know how to use a debit card, you will slide into using GuardianCard with ease.
It is simple and incredibly effective.
Creating piece of mind for the older generation, their family and their carers.
It works as a debit card, but allows the owner to issue a physical card to their chosen caregiver or friend so they can shop and pay the bills if needed.
You can choose the amount held on the card, so your hard earned savings and pensions are protected in your secure bank account.
Now when I shop for my friend as she gazes at life through the window, I can do with complete transparency. The app also allows us to help manage her money, as it can set limits, block a card instantly and has instant access to online statements.
Out and about, using the card is as simple as shopping with any debit card, but my friends children who live further afield get a notification every time I make a purchase so they can keep an eye on what is being bought and spent. Hugely reducing the risk of financial crime.
Piece of mind in a small plastic card for all the family.
I am so passionate about solutions that add value in these challenging times, and can highly recommend Guardian Card as an innovative solution that has been born at exactly the right time.
To order your card, simply head to GuardianCards website.
Keeping in control and financially safe!
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